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Exchange Bidding System hero image

Exchange Bidding System


Summary

An account management system that clarified user roles, carrier access, and permissions across an insurance bidding platform.

Skills applied:
Visual Design Interaction Design Prototype Dev Research Information Arch

The Exchange Bidding System needed more than quote comparison. It also needed a reliable way to manage the people and organizations participating in the exchange: internal admins, exchange agents, carriers, and carrier-specific accounts.

I designed the Accounts Management tool as the administrative foundation for the exchange. It gave Fidelity Life teams a clear way to manage user permissions, carrier records, contact information, underwriting contacts, and role-specific access across manual and automated bidding workflows.


The Problem

Multi-carrier workflows break down when permissions are unclear.

The Exchange Bidding System depended on multiple roles working together. Internal admins needed platform access. Exchange agents needed permissions to select offers, update carrier status, process closeout, or work in read-only mode. Carriers needed structured records, contact details, underwriting information, and assigned accounts.

Without a clear management layer, the exchange risked becoming fragile. A user could have too much access, too little access, outdated carrier information, or unclear responsibility for a specific workflow step.

The problem was not just account creation. It was operational control.

diagram bidding accts 01
Unclear account ownership created permission risk across the insurance exchange.

Solution

A structured admin layer for people, carriers, and access rights.

I designed the tool around three administrative views: Admin Accounts, Agent Accounts, and Carriers. Each view used a clear table layout so teams could scan records quickly and understand who had access to what.

fidelitylife exchange acc mgt 01
Admin Accounts showed internal users and their platform-level permissions.

The Admin Accounts view gave Fidelity Life a simple permission matrix. Teams could see whether a user had access to Admin, Carriers, Carrier Accounts, or Exchange Accounts. This made access review easier because permissions were visible directly in the table.

fidelitylife exchange acc mgt 03
The edit modal made admin permissions explicit and easy to update.

Instead of burying permissions in a complex settings page, account editing happened in a focused modal. This kept the workflow fast while reducing the chance of changing unrelated account details.

diagram bidding accts 02
Accounts Management acted as the control plane for exchange access.

The Agent Accounts view focused on what exchange agents could do inside the bidding workflow.

fidelitylife exchange acc mgt 04
Agent Accounts exposed workflow-specific permissions for exchange users.

Permissions were tied to operational actions, not generic roles. Agents could be allowed to select carrier offers, update carrier status, process closeout, or work in read-only mode.

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Agent permissions mapped directly to bidding workflow responsibilities.

This pattern helped make permissions easier to reason about. Instead of asking whether someone was “an agent,” the system asked what that person was allowed to do in the exchange.


Outcome

Better operational control across the exchange ecosystem.

The Accounts Management tool created a clearer foundation for the Exchange Bidding System. It helped internal teams manage who could access the system, what agents could do, and how carrier information was maintained.

fidelitylife exchange acc mgt 07
The Carriers view organized insurance partners by rating and carrier type.

Carrier management was especially important because the exchange depended on accurate carrier data. The table made it easy to scan carrier names, A.M. Best ratings, and whether a carrier was primary or secondary.

fidelitylife exchange acc mgt 08
Carrier detail pages grouped contact, underwriting, and account information.

The carrier detail view turned each carrier into a structured operational record. Teams could manage general contact information, new business contacts, underwriting contacts, and assigned carrier accounts from one place.

diagram bidding accts 03
Centralized account management made exchange operations easier to govern.

Impact

  • Clarified permissions for internal admins and exchange agents.
  • Reduced ambiguity around who could perform bidding-related actions.
  • Centralized carrier records, ratings, types, and contact information.
  • Connected carrier management to underwriting and account workflows.
  • Supported both manual and automated bidding modes.
  • Created a reusable admin pattern for regulated insurance operations.

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